- Uncategorized (86)
- June 22, 2007: Rx Nopays
- May 6, 2007: STM for College Grad
- January 19, 2007: Agent Compensation
- January 18, 2007: Self Insuring
- January 17, 2007: Over Medicated
- January 10, 2007: How Much Do I Need to Say I Weigh?
- January 7, 2007: Underwriting rejection
- December 13, 2006: Pre-existing Conditions
- December 12, 2006: Questions & Opinions
- December 4, 2006: Half a Plan
The Forgotten
I have a new client and coverage was approved last week. Not only was her coverage approved but there are no exclusions for her pre-existing condition.
Actually, she has two pre-ex conditions.
One is not so bad but can recur.
The other has not been an issue but could develop into a situation that would require surgery. The condition will get her declined by at least one carrier, possibly more.
At the least, every other carrier that might accept her will exclude both conditions.
Today she called to tell me she is looking at other plans and wants to compare with her new plan. Apparently she forgot the benefits we discussed a few weeks ago when I accepted her application.
She must have also forgotten where she put the outline of benefits I used and went over in great detail.
With all this forgetfulness, I am beginning to think there may be other medical problems as well.
Of course those would be excluded by other carriers.
How soon she forgets . . .