Q. I have Crohn’s disease and no one will offer health insurance on me. What can I do? I can afford $100 - $150 per month in premiums.

A. Very few conditions are truly uninsurable.

In your situation, I can offer you a TRUE major medical plan that covers 100% after the deductible up to $1,000,000. You can add a basic plan that will cover your pre-ex after 12 months and help fill in the gaps up to your major med deductible. This plan will run about $100 per month which fits your budget.