Q. About 5 years ago I was diagnosed with high blood pressure & high cholesterol. My medicine has cured me but several insurance companies have turned me down. Why is this since I am cured?

A. You are not cured, you simply are controlling the symptoms of the disease with medication.

You have what is referred to as co-morbidity . . . two or more illnesses that can work in tandem to create a health condition much worse than either alone. Because of this, most carriers will deny coverage.

A knowledgeable agent may be able to assist in finding a carrier who will take you, but it won’t be easy. Whoever suggested you apply with the other carriers that turned you down did not do you any favors. That only makes your ability to find coverage even more difficult.